Texas Instruments BA Real Estate Financial Calculator

Texas Instruments BA Real Estate Financial Calculator
by Texas Instruments

Texas Instruments BA Real Estate Financial Calculator
Our Price: $149.98
Availability: Usually ships in 1-2 business days
Buy Used: from $16.79 (click here)
Category: CE
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Digital product summary information

Manufacturer: Texas Instruments
Model: BA
Product features:
  • Computes buyer qualification
  • Calculates PITI, Canadian mortgages
  • Calculates ARMs, bi-weekly payments
  • Time-value-of-money calculations
  • Generates amortization schedules

Digital camera reviews of Texas Instruments BA Real Estate Financial Calculator

Digital camera Review: As a Realtor & Loan Officer, I just LOVE this calculator!!!
Summary: 5 Stars

During the many years going to college (I majored in Finance), working as a Banker, and now as a Realtor/Loan Officer, I have used many different financial calculators made by Sharp, HP, and Texas Instruments, etc. Each of the calculators I've tried has some good points and some bad ones. However, if you work in real estate, this calculator is made for you. It is loaded with excellent features specifically designed for this industry. I paid over $80 for my calculator when it first came out, and I felt I got every penny's worth. At the current price of less than forty bucks, it's absolutely a bargain!

Another reviewer on this page complains about the responsiveness of the keys. I simply don't have any problem like that at all. He or she must have had a defective one. I always tap the keys very fast, and the numbers come out all right.

In short, if you're heavily involved with real estate and mortgages, I highly recommend you to give this calculator a try!

Summary of Texas Instruments BA Real Estate Financial Calculator

BAIIPlus Financial Calculator
Texas Instruments' BA real estate calculator is more powerful than its light, slim size suggests. Its face features keys that bankers, real estate agents, and students need most often to perform important calculations such as loan problems, payment schedules, and annual percentage rates.

The BA's small keys are very responsive, and a shift button doubles the functions of many of them. Its small screen displays up to 10 digits. Text and symbols on the left-hand side prompt users for information in the order it's needed to complete a calculation; it's a snap to track how the data you're keying in will affect the equation you're solving. A backspace key let us easily correct mistakes without having to clear an entire line. We also were able to establish qualifying ratios and save local tax and insurance rates to memory for use in later calculations.

Professionals can make calculations immediately, and students will appreciate the detailed instruction manual, replete with examples. Texas Instruments even included a set of handy worksheets with common calculations such as amortization schedules, various loan qualifications, and adjustable versus fixed-rate interest; printed on the worksheets are complete instructions for performing the calculations on the BA. Beginners will find this a snap to use without having to memorize multiple keys and abbreviations. The BA comes with a plastic cover that fits on the back of the device when the calculator is in use, and includes a quick reference card inside the cover in case you need a refresher and the manual isn't handy. --T. Byrl Baker

Pros:

  • Excellent documentation, complete with a quick-reference card and worksheet templates
  • Device prompts users step by step through complex calculations
  • Constants such as tax rates are easy to enter and update as necessary

Cons:

  • Keypad is a little cramped

Performs specialized real estate functions quickly and easily.

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